Lake Superior

If you plan to leave a gratuity for hotel staff, follow our friend Phil's good advice: Give it at the beginning of your vacation, not at the end. He introduces himself to the housekeepers early in the trip and hands them a nice tip. Guess who always has plenty of coffee and fresh towels?

Ask your flight attendants for dining, lodging, shopping, and sightseeing advice. Most crews have up to the minute information gleaned from layovers, which they're more than happy to share with passengers. You can count on flight attendants to seek out budget treasures. I know—I've been married to one for more than 21 years!

We've noticed that when booking a flight for our family under one reservation, some airlines will only credit the 1,500 bonus miles (500 for booking online, 500 each way for printing boarding passes) to the person whose name the reservation is under. This is regardless of whether the other family members have mileage accounts. To avoid this, make a separate reservation for each of your family members and then pick seats together.

If you visit a country where you don't speak the language, pick up a book of your hotel's matches or one of its business cards; they usually have the hotel's name and address printed on them. Then when you're out sightseeing and want to return to your hotel, show the matchbook or card to the cabdriver if he doesn't speak English.

Most cruise lines offer certain drinks for free--juice, lemonade, iced tea, coffee, milk, tea-but you'll have to pay for soda. If you're a caffeine addict, pack a bottle or two. Unlike on a plane, you won't have to worry about paying for the added weight.

If you don't have enough frequent-flier miles to get to Europe, use your miles to reach a major airport in the United States and then pay for the overseas flight from there. For a trip to Ireland, my husband and I used Delta SkyMiles to get from Cincinnati to New York's JFK airport and from there took Aer Lingus to Ireland. The Aer Lingus internet special was $267 per person. A Delta flight from Cincinnati to Ireland was $1,150 for two. We saved more than $600.

I've always traveled with a mini sewing kit in case I needed to sew on a loose button (or replace one).Now when I buy clothes, I just barely touch the end of a tube of Krazy Glue to the front of my buttons. Because they're covered by the glue, the threads don't fray as easily. No more lost buttons!

If your travels take you to U.S. cities large enough to have museums, zoos, and/or botanical gardens, consider buying a membership in your home city's counterpart. Many have reciprocal privileges with institutions elsewhere. A membership at Chicago's Lincoln Park Zoo, for example, lets you see the National Zoo in Washington, D.C., and zoos in Los Angeles, Des Moines, and Jackson, Mississippi, at no charge.

Download the most up-to-date airline schedules from the individual airline Web sites to your PDA before you leave home. Should you encounter a delay or cancellation at the airport, you'll have all the information needed to find another flight quickly.

If you're traveling solo and want some company for dinner, try the sushi bar at a Japanese restaurant. It's a great place to meet locals. Plus, you'll receive extra attention and special recommendations from the chef.

If you're traveling overseas, be sure to check the fine print concerning passports (go online or call the country's embassy). I had three months before my passport expired and found out at the last minute that I needed six months' leeway to enter Tahiti. Luckily, I was able to get a new passport just in time for my vacation.

The couple of hangers provided on cruise ships aren't enough for weeklong trips. So I save wire hangers from the dry cleaner and slip a few into our suitcases while packing. I then leave them behind for the next passenger.

Create your own postcards by writing on the back of photographs that you've taken and developed while still on your trip.

Instead of dropping my laundry off at the front desk, I take a walk around the block and look for the nearest dry cleaner--probably the same one the hotel would've taken it to. By cutting out the middle man, I pay a quarter of what they charge at the hotel!

If you plan to visit a theme park, always bring a few sandwich-size Ziploc bags. They'll protect your cell phone and wallet when you're riding on flumes and other water attractions.

For our road trip through the English countryside, I printed out a detailed map for every location we wanted to visit from multimap.com. I labeled each map with the day we planned on using it and wrote down the interesting sites and places to eat along the way. I kept them all in a folder and added brochures from the places we saw. It was a great souvenir upon returning home.

Our bags have been stolen twice from inside locked rental cars. Now we travel with a bicycle cable and lock. If we absolutely have to leave our suitcases in the car, I hook them together by the handles and attach the whole thing to the frame of a seat or a secure item in the trunk. Even if thieves manage to get into our car, the cable will make it very difficult for them to make off with the luggage.

I enjoy off-peak travel best--rates are cheaper, lines are shorter--but the weather can be iffy. To combat Mother Nature's unpredictability, I always pack a roll or two of black-and-white film. While dreary-day color photos bring only consoling remarks from friends, black-and-white film tends to lend a mystique to gray landscapes and creates some very dramatic Ansel Adams--esque shots.

During a visit to Mexico City, I was sitting in a plaza near a fountain, watching the locals stroll around in their Sunday best. Nearby, an older gentleman was playing a concertina; his music perfectly framed the scene. I took lots of pictures, but I didn't have a way to capture that music. Now I pack a small tape recorder along with my camera.

You won't always save by bringing the rental car back early. Alamo has an early-return policy at all of its locations, designed to discourage customers from returning cars early. If you show up at the lot a day or two ahead of schedule, Alamo will recalculate what you owe them at the daily rate; if it turns out to be less than what you would have paid for the week, they'll charge a $15 fee. Yet another reason to read the fine print on your contract carefully!

To find the perfect destination with airfare that meets your budget, try Travelocity's Dream Maps travel tool (travelocity.com). Select a maximum fare and a type of destination (city, national park, etc.) and the Web site will display a variety of trips matching that description.

When I travel with friends, we decide ahead of time who's going to bring what. If we're sharing a suite or have adjoining rooms, we don't need multiple hair dryers and umpteen bottles of shampoo. With the weight limits on baggage, we'll need the extra space in our suitcases for souvenirs!

Before you leave the United States, photocopy receipts for any expensive items you're taking with you. This way, you won't have to argue with customs on the way home about declaring items you didn't buy abroad. (I'm a photographer, and I always bring expensive cameras on vacations.)

When carrying around my small umbrella, I put it in a Ziploc bag. After using it, I can store the umbrella, back inside the Ziploc, in my shoulder bag without getting everything else soaked.

On a Northwest flight from Wichita to Cleveland, a piece of my luggage was delivered more than a day after I arrived. In the meantime, I had to buy some replacement items. Save your receipts! I turned in the receipts when I checked in for the return flight, and the ticket agent issued me a $50 check.(Northwest allows up to $50 in interim expenses for the first 24 hours, and $25 for each day afterward, with a maximum reimbursement of $150.)

I'm a gadget freak, and I don't like to travel without things like my digital camera and iPod. On one trip, though, I put my camera down in a crowded restaurant and then forgot to put it back in my bag. By the time I remembered it, the camera was long gone. Now, I attach those kinds of items to my daypack with a lanyard. They're still easy to pull out and use, and they never get left behind.

Pay close attention to those newsletters enclosed in your frequent-flier statements. They usually contain special offers and promotions that can earn you double or triple miles if you stay at a certain hotel or eat at a certain restaurant.

Water-bottle holsters are good for more than holding water. I own several Water Bottle Totes by Outdoor Research (orgear.com). With their Velcro-like straps, I can fasten them anywher--to my belt, camera strap, fanny pack, purse, or airplane seat. I've used them at various times to carry my camera, binoculars, snacks, umbrella, battery-powered fan, flashlight, sunglasses, a windbreaker, and a rain poncho.

Some cruise lines offer discounts on a future sailing if you book it while on a current cruise. Back home, you can transfer the booking to your travel agent and work with them to try to lower the price even further. You'll be able to cancel your booking at no cost if you follow the cruise line's cancellation schedule. This is a great way to get some of your onboard expenses paid for in advance.

If you're headed to a country that requires a visa, ask the consulate of that country, in the United States, whether visas are also issued at the airport there on arrival. In many cases (like Turkey and Egypt), they are. Obtaining the visa on arrival is a much simpler procedure and a real money-saver: You do not have to have photographs taken (they figure your passport already has a photo), you do not pay a hefty fee to the U.S.-situated consulate of the country, you avoid the expense and risk of mailing your passport to that consulate in advance of departure, and you avoid the expense of using a visa-acquiring company in the United States. But be sure the consulate is correct that the visa can easily be obtained on arrival.