Palo Alto, California

If you wait to buy a discount-granting Entertainment Book until around six months before it expires (expiration is usually scheduled for November), you can often buy a $20 to $47 book for as little as $10, plus $5 shipping. Online access to the coupons is sold for $7 a month. These are great for vacations out of town.

To save space, pack items for travel that you can use in at least two ways. In a pinch, shampoo can double for detergent when washing your clothes (carry the bottle in a Ziploc bag in your suitcase); sandals or flip-flops also function as slippers; and a swimsuit cover-up can serve as a bathrobe.

When booking a rental car online, click on "special offers" or "hot deals" to find the company's current promotional codes. Price your reservation using each code. Also, keep in mind that rates fluctuate according to seasons and slow periods. I managed to save more than $170 on a ten-day rental in Orlando, Fla.,by changing my reservation dates twice and by using different codes.

When you go to a convention or trade show, don't assume that the official prices at recommended hotels are the best you can do. Go to the hotel Web site. I recently got an AARP rate at a major hotel that was 30 percent below the special price offered through the tradeshow sponsors. AAA discounts often work, too.

Rather than risk losing your department-store credit cards and club-membership cards, you should really leave them behind when you go somewhere you won't need them. Your purse or wallet will be lighter and your worries fewer.

Internet phone services like Vonage can be programmed to send transcribed voice mails to your email in-box. That way, you can check your home answering machine quickly at an Internet cafe without paying insane roaming fees on your cell. The transcriptions won't always be perfect, but you'll get the gist.

It helps to have a calculator if you plan to do a lot of shopping in foreign markets. When you find something you like, hand the seller the calculator and ask him to enter his best price. It's easy to convert the response into dollars so you know what you're spending. If necessary, the calculator can be used to haggle, especially if you don't speak the language.

If you plan to travel to a less-developed country, pack an extra suitcase with hand-me-downs of all sizes. Housekeepers and other resort workers make so little money that the clothes are greatly appreciated. On your way home, you can use that empty suitcase for souvenirs.

Paramedics now look for emergency contact information in victims' mobile phones. Store the word "ICE" (In Case of Emergency) in your address book, along with the name and number of the person you'd like emergency personnel to call on your behalf. (For more than one entry, use ICE1, ICE2, etc.) Tell your friends or family members that you've chosen them as your contacts and make sure they're aware of any medical conditions or allergies that could affect your treatment.

To ensure the studs of pierced and delicate earrings don't get damaged, I put them in a film canister. An added benefit is that they're less likely to be stolen when left in a suitcase or hotel room, because thieves presume there's nothing inside but film.

In order to provide any reimbursement for a lost suitcase, most airlines and insurance companies require an itemized list of exactly what was inside it. Unfortunately, remembering everything you packed after the fact is virtually impossible. To avoid the headache, take pictures of the items you're going to put in your suitcase with your digital camera or cell phone. The photos will make creating the list a breeze, and, in the event of a dispute with the airline or insurance agent, you have some visual evidence of ownership.

I've discovered a wonderful way to enjoy massages at a fraction of the usual cost. Some massage-training schools provide superb service in a spa-type environment. Do a Google search to see if there are training programs near your next vacation destination.

Attach a few carabiners--the kind of clips rock climbers use--to the top of your wheeled suitcase. Purses, cameras, and shopping bags can be clipped to your suitcase, giving your hands and shoulders a rest while you're walking around the airport.

Many tourist information offices provide discounted same-day booking services for local lodgings. My husband and I discovered this when we accidentally left a midweek gap in our travel plans between my husband's conference hotel and our B&B in Charleston. Instead of adding another night at either location, we stayed at one of the more elegant inns (normally over $200) for $70, courtesy of the Charleston Convention and Visitors Bureau.

Before traveling overseas, look at your health insurance card. If it only shows an 800 or 888 number for precertification of hospital admissions, call that number and obtain the local number with an area code. Many 800 numbers can't be dialed from foreign countries. I learned this the hard way during an emergency hospital admission in Switzerland. The delay in reaching my carrier could have been avoided.

While traveling, I love to send postcards to friends--and also to myself. I get the best photo postcard of the place I visited and write down what I did there as a reminder. When I get home, I tape them in my travel journals so I can flip back and forth between the photo and the reverie.

Bring a single-hole punch and lanyard on your next cruise. Once aboard, you can make a hole in your plastic key card and attach the lanyard, allowing you to carry the key around your neck. This is especially useful when your dress or slacks have no pockets. Just be sure to put the hole where it won't interfere with the card's magnetic strip.

Flight attendants often work vampire hours and have to sleep during the day. How do we keep the sunlight from leaking into our hotel rooms? We clip a skirt hanger (or two) to the middle of the drapes to seal them together.

If you're traveling with a companion, pack half of your belongings in his or her suitcase and vice versa. This way, if one piece of luggage gets lost, you'll each still have some clothing.

Put an address label on your one-time-use camera. At a Final Four game in Indianapolis, we exchanged identical Kodak Fun Savers with another traveler so that we could take souvenir photos of each other with our respective cameras. But afterward, we couldn't tell whose camera was whose. Luckily, I remembered how many exposures remained on mine, so we got ours back. Next time, I'll just label it.

Try to book the first flight out in the morning, because those planes often arrive at the airport the evening before. You won't have to rely on an incoming plane, which could be delayed or canceled due to bad weather elsewhere, resulting in your own flight being delayed or canceled.

Driving around Italy last summer, my husband and I found that even the most detailed maps left us scratching our heads in confusion. Desperate and lost, we decided to follow a tour bus. Guess what? It got us exactly where we wanted to go.

When not taking pictures, keep your memory card away from your camera. It's a simple method to ensure that any photographs you've shot will be safe even if your camera is stolen. My husband and I learned this lesson the hard way when we lost 250 shots of Kauai.

Always carry peanut butter. A plastic jar is easy to pack, doesn't need refrigeration, is a great source of protein, and makes a quick, cheap meal when coupled with local bread. (But don't forget to pack a plastic knife for spreading it.)

Don't assume you can save a spot at the pool with your towel. Cruise lines give you one pool towel at the start of the cruise. If you don't have it (or a cleaned trade-in) at the end, you'll get charged. If you let it out of your sight, you run the risk of losing it or having it stolen by a fellow cruiser.

If you're traveling solo and your room has a double bed, sleep on the side farthest from the phone. It's slept on less frequently and is therefore more comfortable.

In areas where the majority of people don't speak English, head to an Internet café. In our experience, they're full of friendly young people anxious to practice their English.

My husband and I are retired, and we take two trips abroad each year. When unpacking, I put items we use repeatedly on each trip (flashlight, alarm clock, travel-size toiletries, etc.) into a box and keep it stored near the suitcases. No more searching or trying to remember if I've got everything for the next journey—it's all in one place.

I travel with a mailing tube in my suitcase because I often buy paintings, drawings, and maps. My souvenirs always arrive home safe and sound. I just leave the mailing tube in my suitcase until the next trip.

I travel with two cameras: a digital SLR for the majority of my shots, and a small disposable camera for when I ask strangers to take pictures of me. As much as I tend to trust other people, I'm not ready to hand over my $1,000 camera to someone I don't know at all.