What $100 Buys in... Riga

When planning a vacation, we send away for brochures from major tour operators. They provide hotel and restaurant recommendations and sightseeing itineraries, which we then duplicate on our own. Use this trick to mimic the vacation packages of high-end tour operators for what can turn out to be a fraction of the cost.

Accidentally reformat your camera's memory card? As long as you don't overwrite the disk by shooting more photos, those original pictures are still there. Buy another card to use in the meantime, and then, when you get home, either purchase a file-recovery software program (about $35) or take the card to a camera shop and see if someone there can help.

I don't go anywhere without individual packets of antibacterial wipes. I slip some in my carry-on, daypack, and shirt pocket. They're very convenient when you can't find any running water with which to wash your hands. And because they're antibacterial, they're also great for cleaning cuts, and the alcohol from the wipes helps stop the itching when you rub them on insect bites.

Consider asking your driver or tour guide to haggle on your behalf at bazaars and souks. (But don't let them lead you to places where they might have a connection to the shopkeeper.) The money you tip them will usually be less than the markup on prices for tourists.

Certified scuba divers who take prescription medications should keep a doctor's permission-to-dive statement with their certification cards. On a recent trip to Jamaica, I truthfully completed a lengthy questionnaire about my health, revealing that I have medically controlled high blood pressure and cholesterol. I was told I could not dive without a doctor's OK, even though I exercise regularly, am very fit, and have no other health issues. I now carry a letter from my doctor attesting to my fitness for scuba diving.

I've saved lots of money using AAA. In addition to providing excellent roadside services (help with stalled cars, lost keys, etc.), most AAA chapters offer discounted tickets to Disney World and a preferred parking pass that enables you to grab specially designated spots near the entrances. It's a dollar saver, and you don't have to walk far or take the trolley in the parks!

Try getting a discount on your hotel room by offering to pay in cash. A hotel reservationist suggested this approach when I phoned to reserve at a hotel in London. I asked if the hotel could grant a discount based on my AARP or AAA membership, as many hotels do in the United States. Her response was that the only discount she was able to offer was 10 percent if I paid in cash.

The best carry-on bag that I've found is a gardener's tote. It has lots of pockets on the outside and room inside for a medium-size purse, yet it's small enough to sit comfortably at my feet on a bus or plane.

Once the hotel shampoo bottles I always seem to bring home are empty, I refill them with my own brand of shampoo, conditioner, and shower gel--instead of buying travel-size containers at the drugstore. I toss them, along with other small items (toothbrush, toothpaste, nail file, pillboxes, and a comb), into a medium-size Ziploc bag, and I'm ready to go; the clear plastic lets me find things easily.

Anyone tired of the same boring postcards that are found at every roadside tourist trap should try shopping for vintage postcards at an antiques shop. They're a great addition to any photo album, as they often show what the local attractions looked like prior to development.

When looking for the lowest airfare, I've found that in some cases the best rates pop up when searching for one traveler instead of two. Recently, I wanted to buy one-way tickets from New York to Orlando for two people and came up with $87 per person. But when I selected one traveler, the fare dropped to $72.

If you plan to buy crafts in a country where bargaining is expected, use the time it takes for luggage to be unloaded to scope out the airport stores. Jot down items you like and their retail prices. If you find a similar item while touring the country, you have a top-end bargaining point. If you don't find the object at a better price, you can always pick it up at the airport while you're waiting for your flight home.

Pack a couple of mountaineering carabiners. Clip one through the handle or strap of your bag and secure it to something solid wherever you may be (to a bench in the park or in a train station, to the railing of an overhead compartment on a bus, etc.).The carabiner adds a bit of security, especially if you're snoozing.

Finding the bathroom in the middle of the night in a strange hotel room or cruise-ship cabin can be a challenge. Leaving the bathroom light on seems wasteful and makes the room too bright for sleeping. My husband and I used to travel with a night-light, but we couldn't always find a convenient place to plug it in. We've recently discovered a better solution: plastic light sticks. They come in several glow-in-the- dark colors and are activated by bending the tube into a circle and connecting the ends. Each evening, we hook one of the loops over the bathroom-door handle, where it provides a gentle glow through the night.

Take along an extra duffel bag for your laundry. As your vacation progresses, throw dirty clothes into the duffel, keeping your suitcase for fresh clothes. At the end of the trip, put a tag on the bag and check it at the airport. This will also give you space in your luggage to bring home souvenirs or new clothes.

It helps to have a calculator if you plan to do a lot of shopping in foreign markets. When you find something you like, hand the seller the calculator and ask him to enter his best price. It's easy to convert the response into dollars so you know what you're spending. If necessary, the calculator can be used to haggle, especially if you don't speak the language.

Pay close attention to those newsletters enclosed in your frequent-flier statements. They usually contain special offers and promotions that can earn you double or triple miles if you stay at a certain hotel or eat at a certain restaurant.

Most hotels provide cloth shoe mitts but not polish. In a pinch, a dollop of skin cream on a shoe mitt (or even a tissue) can make scuff marks vanish and leave shoes as shiny as if they'd been cleaned by a pro.

When parking in a crowded garage, don't settle for the first space available on a lower level. It's probably a half-day hike from the elevator. Instead, drive to the upper levels, where you can usually park right next to the elevator. This tip was very useful in Las Vegas, especially when checking in and out of hotels with our luggage.

Shout Wipes take up very little space in your purse or backpack and are invaluable for treating stains. While traveling on an airplane, I gave one to a most grateful Italian after he spilled wine on his tie. Our friendship extended through customs, and we're now e-mail pals. Great stuff!

Create an ID page for each of your children before you leave on a trip. In addition to vacation contact information (hotel name and phone number), include the child's name, a current photo, home address, phone, date of birth, Social Security number, passport number, hair color, eye color, height, any identifying marks, blood type, allergies, medications, doctor and insurance phone numbers and ID numbers, immunization schedule, and fingerprints (these don't change, so investing the time to have a set made is worth it). If the unspeakable happens, the ability to hand over instant, concise information to authorities may prove invaluable. Update it before every trip.

Priceline was a total pig in a poke for me, so I never used the web site, until I found out about biddingfortravel.com. This helpful Web site gives potential bidders an idea of prices that are being accepted (and declined) on priceline.com for particular dates and properties (or airfares or car rentals). I got the Hyatt Regency Miami for $35 per night because of this!

You won't always save by bringing the rental car back early. Alamo has an early-return policy at all of its locations, designed to discourage customers from returning cars early. If you show up at the lot a day or two ahead of schedule, Alamo will recalculate what you owe them at the daily rate; if it turns out to be less than what you would have paid for the week, they'll charge a $15 fee. Yet another reason to read the fine print on your contract carefully!

Anyone traveling with multiple electronic devices (laptops, PDAs, cell phones, digital cameras, MP3 players) can easily confuse all the accessories that come with them. To keep all battery chargers, USB cables, media cards, and owner's manuals safe, dry, and organized, place them in individual Ziploc bags. You can put a label inside the bag to identify the contents, and one label wrapped around each cable to identify it.

Rather than risk losing your department-store credit cards and club-membership cards, you should really leave them behind when you go somewhere you won't need them. Your purse or wallet will be lighter and your worries fewer.

When renting a car, photograph any damage the car may have before leaving the rental agency; a digital camera records the date and time of each picture. On a recent trip to Argentina, I rented a car with extensive paint damage. When I returned the car, the agency attempted to blame me for the scratches. I showed them my photographs, and they rescinded their accusations.

If you arrive in a foreign city after banking hours (and you can't use an ATM), convert only the money you'll need for the night. Some exchange booths offer a less favorable rate after banks close and then switch back to competitive rates when banks reopen.

For the most comprehensive information regarding travel by train or by ship, check out seat61.com. I've found that the site has all sorts of helpful advice for Africa, Asia, Europe, and the Middle East.

Treat yourself to a golf-ball foot massage. During a long flight, or afterward in your hotel room, take off your shoes, put a golf ball on the floor, and roll it under your foot. It's a great stress reliever. Practice a bit before you try it on a plane, so that your ball doesn't go rolling down the cabin, tripping up unsuspecting passengers.

I enjoy off-peak travel best--rates are cheaper, lines are shorter--but the weather can be iffy. To combat Mother Nature's unpredictability, I always pack a roll or two of black-and-white film. While dreary-day color photos bring only consoling remarks from friends, black-and-white film tends to lend a mystique to gray landscapes and creates some very dramatic Ansel Adams--esque shots.