“For all our vacation spending/mad money we save any $5 bills—they all go into our vacation savings pot. So if you go somewhere and pay with a $20 and get three $5’s back, they all come home to the pot! Last year we saved enough spending money for three trips!” Mary Lou Hood Brangers, Morristown, Tenn.
“I begin planning about six months ahead and pay for as many things as possible in advance, such as theater tickets and some hotels, so that the cost will be spread over as many billing cycles as possible.” Thirza Sloan, Covington, Tenn.
“I have a vacation savings account into which I put my credit card rewards checks, rebates, rolled change, and any found money as I get it. Because we get paid biweekly, there are a couple of months when we get three paychecks instead of two, so I also earmark one of those ‘extra’ checks for the vacation account.” Ingrid Windsor, Smithsburg, Md.